Reader’s Question:

Do I really need to buy insurance before I buy a used car?

Beth

Chesapeake, VA

If this is your first car then indeed you will need to get auto insurance before taking over the ownership of a used car in most states. If you already have auto insurance policy and you are replacing a car on your current policy then the coverage might insure your “new” used car for a few days. You will still need to check with your insurance company and state laws though.

Before buying a new or used car, you need to contact your auto insurance provider to let them know about the car you might buy. They should be able to provide you a quote of what it will cost to add the motor vehicle to your auto insurance policy, which can help you budget for your car purchase. Your insurance company can then let you know when you should call and add the car so it will be covered.