Auto Insurance Policy Gainesville Florida FL
Reader’s Question:
I was interested in putting full insurance coverage on my car in Gainesville, Florida, does the auto insurance company have to inspect my car? Will I need receipts for anything that I want to add to the auto insurance policy?
Robert
Gainesville, FL
Good question Robert, thanks for asking. Some car insurance companies will want a pre-insurance inspection of a car when physical damage coverage is purchased as part of the insurance policy. Some states require vehicle inspections in certain counties, like Gainesville, Florida for example. Physical damage coverage includes collision and comprehensive, which is what commonly referred to as a “full coverage”.
Normally, car insurance agents are taking note of any type of existing damage when they are inspecting a vehicle. The agent might also look for modifications to the car that would not be covered under the policy rules and guidelines. Receipts are not typically necessary for putting physical damage coverages a car on the insurance policy. However, if you have modified or customized your car they might be helpful to the insurance agent. To make sure that customized items like expensive rims, are insured properly, car insurance companies will normally need to do an endorsement to cover them.
Tags: auto insurance