Reader’s Question:

How many years back do you have to go when providing driving history for auto insurance quote?

Arnold

Atlanta, GA

The number of years that an insurance companies will check at your driving history or the amount of years in which you will have to give information on your driver’s history in Atlanta GA to an insurance company will differ depending upon both state laws and the internal guidelines of an insurance providers.

In Atlanta Georgia many years leave the “look back” period up to individual insurance provider. Insurance carrier tend to look back at your motor vehicle record (MVR) for either 3 to 7 years. When applying for a car insurance policy you will need to provide information on your driving history for the time period the insurance company requests. If you give incorrect information it will then affect your auto insurance quote.

To verify if Georgia has any laws regarding how many years back a car insurance provider can look to check insurance rates, you may contact your state’s insurance regulator.