Auto Insurance Rates Olathe, Kansas KS
Reader’s Question:
I’m wondering if my car get stolen will my insurance rates go up in Olathe, KS?
Johnny
Olathe, Kansas
State laws and insurance company rules and guidelines differ so you may need to check with your insurance agent first to find out for sure if your premiums would go up if your car is stolen. Your insurance agent in Olathe, Kansas should be able to explain your provider’s rating system to you. It could be that this one claim will not cause your insurance rates to go up but if you have had a lot of claims made in total against your insurance policy then your claims history could cause an overall rating increase.
Your car insurance rates will not necessarily be raised because you are paid out for a comprehensive claim if your car was stolen. Normally, when you have a comprehensive claim, your insurance carrier recognizes that it is normally due to something that is not your fault, and you had no control over, (for example; theft, vandalism, hail damage, etc.) as a result they will not increase your rates. But as stated above insurance carriers guidelines can differ so find out from your specific insurance company if your rates will rise and if so by how much.
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