Reader’s Question:

I currently have a G2 license and I have insurance under my parent’s policy in Boston, Massachusetts.. If I decide to operate someone else’s vehicle am I still covered? I need help.

John

Boston, Massachusetts (MA

Normally yes, if someone allows you to borrow their vehicle you will be covered under their car insurance policy in Massachusetts.

From most insurance providers, if you use your friend’s car with permission, and you are not named on their insurance policy, your friend’s coverages should still apply, thus are in effect.

Your friend should know that if you get involved in an accident, this may affect your friend’s auto insurance premium and policy coverage though.

Generally it appears that your friend’s insurance should be extended to you when you borrow their vehicle in MA but, I still suggest that your friend speaks with their specific auto insurance company In Massachusetts to make sure that their insurance policy and coverages would extend to you if you do decide to drive their car on occasion while you have your G2 license.