The assigned risk pool for Louisville car insurance is called the Kentucky auto insurance plan. First started up sixty years ago, the purpose of this plan is to get applications from people who would in most cases be unable to take out a regular cheap car insuranc policy, and to assign these customers to different car insurance companies that participate in the pool. The Kentucky AIP is controlled by nine people who have exceptional experience in the car insurance industry. The money to fund it comes from the pockets of the licensed car insurance companies themselves, and they continue to participate by taking in whatever customers that are sent to them.

For the Kentucky auto insurance plan, you are able to get any kind of car insurance coverage that you have to get under Louisville law. This includes such coverage options as bodily injury liability and uninsured/underinsured motorist coverage.

What do you have to do to be able to join the Kentucky AIP?

• Be able to sign off that you have tried to get a car insurance policy in the last two months and have been rejected.
• Car must be registered in Kentucky.
• You have to live in Kentucky most of the time.
• Be able to make a deposit when you apply.
• Have a license.

If while you are on the Kentucky AIP you should find car insurance elsewhere, the AIP suggests that you get it there. The AIP is the last option, basically, and it is usually more expensive than all others. If while using the AIP you need to file a claim, you need to do so directly with the car insurance company.

Cheers,

Fashun Guadarrama.