Driving Without Insurance in Georgia

Reader’s Question:

What are the penalties for driving without insurance in the state of Georgia? What happens if you get involved in an accident and you are not at fault and the other individual is insured?

Brenda

Sandy Springs, GA

When a driver is convicted of driving uninsured in Georgia one part of the penalty is a sixty to ninety day license suspension. If you are found by a police officer to not have acceptable proof of insurance, as the vehicle owner you will not be able to purchase and register a Georgia license plate for their car; unable to replace renew, or transfer their existing GA tag; and will be subject to car impoundment and fines if the car was involved in an accident.

Since you were involved in an accident, the state of Georgia might also require you to carry SR-22, a financial responsibility insurance certificate. As for the accident, typically if you were not at fault you will be able to make a claim with the at-fault party’s insurance provider and that individual would go through their own insurance provider for their damages and medical bills.