It costs less money to get the claims process over with quickly, so insurance companies are naturally going to want to expedite the process as much as they can. Normally, if you are in an accident where another driver is at fault, the other driver’s insurance company will give you a call and start trying to talk to you to get the claim decided and settled out of court. However, if you get injured as a result of the accident, then your primary goal should be seeing to it that you have proper medical care, and a lot of times the pushy adjusters are offering you a price that isn’t worth what you really deserve. In any case where an accident injures you, it would probably be a better idea to get a personal injury lawyer to take over for you.
- Watch what you say.
When you need to make a claim with another person’s company, or even with your own, it’s a good idea to start off the claims process in a letter. A letter is evidence, a documentation of what you actually said. On the other hand, if you do it over the phone, then people can forget or ‘remember differently’ what was actually said. This could cause a lot of problems in the future of your claim. It’s also true that adjusters have the training to handle people over the phone, and you probably can’t match that.
If your claim isn’t handled the way you want it to be, it might be necessary to take the car insurance company to court. If this happens, though, it will be subject to state limitations about how and when you can take them to court. If you have a personal injury lawyer helping you out, then they will know all of the laws for your state and they will know how and when to give the go ahead and take the insurance company to court for what they owe you.
- Sometimes you don’t need a lawyer.
You don’t need one for every accident. Once you get in one, you may want to have the advice of an attorney, and that’s great for a consultation, but you don’t actually have to hire one. The only time that you need a lawyer is when the accident was really bad. This can be when your car sustained a lot of damage, or when you yourself were injured in the crash.
- Sometimes you do need a lawyer.
As mentioned before, if you get hurt in an accident then you definitely need a lawyer. This isn’t the only reason, though. If there’s some fighting over whose fault the accident was, then again it might be a good idea to get a lawyer to help you out.
If you get into a crash and the other driver is uninsured or under insured, you will definitely need an attorney, because most of these types of crashes end up in court since there is no insurance company to pay for your damages. Sometimes, if you get into a crash with one of these people, your state only gives you two months to reach a decision about what’s going to happen with them. That’s why in this case, you should get a lawyer quick.
Cheers,
Fashun Guadarrama.
