How Much Car Insurance Do I Need?
Reader’s Question:
There are several options of car insurance. How will I know which one works best for me?
Wallace
Saginaw, MI
Auto insurance and the types of optional insurance place on a car are personal choices one has to make depending on overall and financial situation. The best thing is to always get the most insurance coverage you can afford to be sure that you and your family are always protected.
If you are interested in knowing what bodily injury limits are best for you, just to give you an idea, Bodily injury (BI) liability insurance is coverage for other people’s injuries or death for which you are liable. Bodily Injury coverage can also provide legal defense if another party in the crash files a lawsuit against you.
Generally, you will want enough BI insurance to cover a judgment against you in a lawsuit, to make sure that your assets are not put at risk. You should always purchase the maximum amount of insurance that you can afford.
Tags: auto insurance