Reader question:

Ever since I got my laptop and wireless internet connection, I’ve been buying things almost exclusively online. However, some things I’m not sure I should buy over the internet, like car insurance. I mean, will the instant online car insurance quote I get be as good as the one I would get in the office?

Aurelio

Nope, you’re going to be okay shopping for car insurance online.

There really is no reason for you to be nervous about getting car insurance online rather than in an office. One of the main reasons for this is because the form that they have you fill out online is often even more thorough than are the questions you are posed by the car insurance agent in the office. The agent can forget and omit, but the online form remains the same. Another things is that you are providing the same information, so that comes out to the same quote. You won’t get a better car insurance quote because the agent meets you and thinks that you’re a very nice person; it’s based on many things, but not that.

One of the best things about shopping for car insurance online is that there is so much information there and it is so easy to get to. Even if you researched online before going to a car insurance office, it wouldn’t be the same. If you are buying online, you can always check at the last minute for things and so on. You are able to not only get instant online car insurance quotes, but once you have them you can choose from a list of companies with the best quotes and research further into their websites.

On the internet, you don’t just have to go by what the company web site says, either. There are dozens of consumer review sites out there that you can go to and read several people’s real testimonies of their customer service experiences with each car insurance company.

And even beyond that, you can find out how good your car insurance company is from more official sources. First of all you can make sure it is regulated by the state department of insurance, and then you can see how many complaints have been submitted to them about this company.

Cheers,

Fashun Guadarrama.