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November 14, 2007

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Filed under: Car insurance help — maricar @ 8:30 am

Reader’s Question:

I was ordered to go to DUI school for conviction. Will this help lower my insurance premium if I give the certificate of completion to my insurance company?

Sam

Good question Sam.

Typically, taking either a driving class or alcohol class due to receiving a DUI does not really help a lot with your insurance premiums. The DUI school is normally a component of the penalties that you have to attend to, depending on state, and is being ordered by the court after you have been convicted of a DUI, DWI or OUI.

States have different rules and requirements regarding DUI school. Most states mandate that one should attend and complete a DUI course if the individual wants to restore his/her driving privileges, meaning a full license. Some states on the other hand require DUI classes be completed upon any DUI conviction.

You may call your insurance company to get information if they will need a copy of your certificate for completing DUI school. I dont think that this would help lower your premium since the course was due to a DUI conviction and is mandated or ordered by the courts. It is part of the penalty for getting convicted of DUI. Some insurers give discounts for driver safety course so you may check with your current insurance company to check what type of discounts they might have to offer you.

Goodluck!

MariCAR

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