Mandatory Automobile Insurance Maryland MD

 

September 10, 2008 by maricar · Leave a Comment
Filed under: Uncategorized 

Reader’s Question:

In Maryland, what car insurance limits is mandatory?

Campbell

Ellicott City, MD

The Maryland Insurance Department states that the minimum coverages and coverage limits required by MD law are:

  • Liability coverages of $20,000 for bodily injury per person or accident up to $40,000 and $15,000 for property damage (20/40/15);
  • $2,500 for Personal Injury Protection (PIP) coverage; and
  • Uninsured Motorist (UM) coverages of $20,000 bodily injury per person or accident up to $40,000 and $15,000 for property damage (20/40/15).

Collision and Comprehensive coverages are optional coverages but if you have a lien holder on your car they may require these coverages be placed on the vehicle.

 

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