Non Owners Auto Insurance Los Angeles California CA
Reader’s Question:
My boyfriend will be leaving the country and will leave me his vehicle to use in Los Angeles, CA and I will be signing a power of attorney for the vehicle. I was wondering if I can get non owners insurance?
Larry
Los Angeles, CA
If your boyfriend is leaving you his car with you it is doubtful that you would qualify for a non-owners policy in Los Angeles, CA. The reason for this is because it would appear that you will be having the vehicle at your residence and driving it frequently as if you were the owner since you have the power of attorney.
You instead should be able to either obtain a regular car insurance policy on the vehicle or an auto insurance policy, that is for someone without insurable interest in a car but who has the vehicle in their possession.
With the power of attorney it would seem as if you are the owner of the vehicle while the true owner is out of the country and therefore should be able to find insurance coverage on the car for you as the driver instead of a non-owner policy which is for an individual who does not have vehicle in their household to use regularly.
Tags: non owners insurance