Quality Kansas auto insurance is a requirement for anybody who intends to get out on the road, and the limits for liability are very similar to those in many other states. One of the main differences is that in Kansas you are required to have PIP, personal injury protection, as well as the standard liability coverages. This is because Kansas is a no fault car insurance state, and in a no fault state the medical expenses are covered by your own car insurance company, even if you weren’t at fault. The minimum coverages for the state of Kansas are:
- Injury/death for a single person-$25,000
- Injury/death for multiple people–$50,000
- Property damage–$10,000
As for the Underinsured coverage and uninsured motorist coverage, those are also required by law in order to protect drivers in case the driver who causes their car accident is uninsured. The requirements for this are:
- $25,000 for every person
- $50,000 for every collision
Then there is the personal injury protection car insurance coverage. In some states this is not necessary to have because the same ends could be reached with a health insurance plan, which most people have, but in Kansas it is required. The minimum amounts of personal injury protection coverage are:
- Per person for medical costs–$4,500
- Per person for up to a year of wages–$900 every month
- If home nurse services are required, $25 for every day
- In case of death $2,000 for burial or cremation
- $4,500 to rehabilitate
Cheers,
Fashun Guadarrama.
