Car insurance can be a real headache since it cost us hundred dollars a year just to get a typical policy for auto insurance. If you own a car in California and you drive it, not getting car insurance is definitely not an option. It is required by most States. So how can we save money and lower our monthly premium? These are the steps you can take to ensure savings and reduce your auto insurance costs:

1.Shop around. Use the internet to get more information on individual company websites. Talk to your friends and ask what kind of insurance they are getting. Seek information from any auto insurance company agents. By doing so, you can compare prices.

2. Keep a good credit history. Its important to most insurance comapnies. If you pay your bills on time, you can get a lower auto insurance rates.

3. Drive safely. Avoid any drunk driving or reckless driving accidents, tickets for speeding so you may be qualified for discounts. Take programs for defensive driving or refresher class programs from your insurance company.

4. Purchase a low profile car. Generally, flashy or expensive cars are classified as higher risks because they cost more for repairs or replacement and always a common targets for thieves and vandals.

5. Check for any discounts available. Theres a lot of discounts that you can avail like multifamily/multipolicy discounts, good student discounts. retirement, low mileage, etc. Discounts may vary by company.

Goodluck!

-MariCAR