Teen Auto Insurance Omaha Nebraska NE
Reader’s Question:
My daughter is 16 and has a school permit and drives to school in Omaha, Nebraska, is it required that she have car insurance. We do not have her currently on our insurance policy.
Wendy
Omaha, NE
I know you’re concerned about your daughter driving to school with no insurance. You should first check with your car insurance company to see if your daughter is required to be placed on the policy or not with a school permit. Insurance company guidelines can differ because some insurance carriers will want your daughter added now, while others may allow you to wait until your daughter has a full driver’s license.
Usually your policy terms require you to notify your insurer of any newly licensed household members so advise your insurance agent about your daughter’s licensing status and see when they say that you must add her to the policy. In Omaha, Nebraska, a School Permit (SCP) allows the holder to drive a motor vehicle, moped or motorcycle to and from where he or she attends school by the most direct and accessible route by the nearest highway from his or her place of residence if such person lives a distance of one and half miles or more from such school and either resides outside a city of the metropolitan, primary or first class (5,000 or more people) or attends a school which is outside a city of the metropolitan, primary, or first class (5,000 or more people). A school permit should be used for the purpose of transporting such person or any family member who resides with such person to attend duly scheduled courses of instructions and extracurricular or school related activities at the school, and the holder of the permit may drive under the personal supervision of a licensed driver who is at least 21 years old. To obtain a SCP one must have held a learner’s permit (LPE) for 2 months prior to applying for a SCP and be a minimum age of 14 years and 2 months.
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