Reader’s Question:

Hi. I just want to know what I should do if I get involve in an accident. I live in Wisconsin and I just want to know what to do in situations like that. Thanks a lot.

Andrea

Thank you for asking, Andrea.

It is actually going to be be helpful if you have a camera with you in your compartment to take pictures of the vehicles in the time of the accident including the vehicles and the people involved. This would prove who were the people involved in the accident. Do not be embarrassed doing it. Also make sure that your current proof of insurance is in your compartment also all the time. You are required by the state law that you carry it at all times. Get all the necessary information from the other person or all the persons involved.

Heres what you need to list down:

1. their name address and phone numbers
2. the name of their insurance company
3. the make and model of the car
4. damages to the car that was involved in the accident

You will then need to file an insurance claim, even if the other person was at fault. You must also report the loss to the police if your car was damaged by a hit and run drivers. If you dont have any police report, your insurance company may deny your claim. So make sure you file for a police report.

Goodluck!

MariCAR